Medicines and health care can take a chunk out of your budget. Apart from the daily medicines that most people need to purchase an unexpected illness can also end up costing a lot of money. Even if you have health insurance, day to day medicine needs are not covered by it like a prescription for vaccinations or insulin. At most doctor offices you will see prescription discount card or commonly known as rx discount card that is available. Since these cards are free, you might be getting skeptical about their utility. In fact, with rx discount card you can save more than 50% of the money you were going to pay for your prescription drugs at the pharmacy. So how do you save money when using prescription discount card?
Different pharmacies have different rates
When purchasing medicines from pharmacies we tend to go to the pharmacy nearest to the doctor or our house. If you are not aware already, same medicines are sold at different prices at different pharmacies. Now with a prescription card, you can avail the services of websites like goodrx. You put all the information of your prescription on the website and the website then shows you all the pharmacies selling the medicine along with the prices. The stores they show are the ones near you and from their list you can pick and choose the pharmacy that has the lowest prices. This was you will not have to pay more money for something you can get for a lesser price elsewhere. Even if you have insurance, using a prescription discount card is a smart choice. Pharmacies are not obliged to tell you about lower cost medicines so it is your responsibility to research well. Make sure to show the proof of cost to the pharmacy and the brand option that your website has yielded.
Now, not every drug store accepts all discount cards since some have their own loyalty programs that save their customers money. The stores also benefit from rx discount cards since more people would buy from store that has lower price. Using cash instead of an insurance can save you even more money as pharmacies love to earn directly. For drugs that you have to purchase regularly and in bulk, using prescription discount cards can save you quite a percentage of your medicine budget.
That said, in several cases the savings might not be more than 15-16%. Much you will save with different cards is also not easy to understand at first. A good way is to consult with your pharmacist or go on the internet and do some digging about your prescription drugs. You have to get the cards to check price online, a good tactic is to get as many cards as possible and then compare the discounts you are getting. Discount cards are available at the doctor’s office, they are available online and at times they come in your mail.